Time to figure out your insurance.
Australia’s only independent insurance comparison service that shows quotes alongside detailed policy information, for well known insurers among all major underwriters.
Give yourself a fair go.
We Bring Transparency to the Insurance Industry.
Our mission is to help Aussies save time and effort whilst they are FGIR’ing out their home or car insurance.
To cut to the chase and book, click here. If you want to have a yarn, read on.
Want to compare insurance (with quotes)?
We can help.
✔ Home and contents
✔ Contents for strata
✔ Comprehensive car
“Absolutely blown away by how much money we saved using this insurance comparison service.
Within minutes we were able to compare multiple policies side by side and ended up finding cover that was actually better than what we had before, for thousands less per year. The whole process was simple, stress free, and transparent with no pressure or confusing jargon. In the current cost of living climate, saving that kind of money has made a huge difference for our family.
Highly recommend to anyone wanting to make sure they are not overpaying for insurance.”
— Rebecca M.April 2026. Buderim, 4560. Previous year premium $14,640.66. Renewal notice $19,520.76 Sum insured- Home $1,403,300; Contents $262,500; Excess- Home $750; Contents $400; with Accidental Damage, Motor Burnout, Safety Net, Excess-free glass cover, Portable contents. FGIR returned results from 10 companies, 16 policies ranging from $7,270 - $13,375, saving Rebecca up to $12,250.
Reviews
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How are we different and why it matters to you.
Monthly and yearly quotes alongside details for each product, allowing you to decide what is best for you (limits, excesses, fees, stipulations for coverage, and more).
We are independent & do not take commissions, kickbacks, referral fees, or sponsorships. No hidden agendas or nudging you toward a “preferred” provider. We do not provide financial product advice. Our role is simply to present factual information without influence.
You pay one flat fee for our work. No markups buried in premiums or unexpected add-ons.
Results from all major underwriters (and a couple smaller ones.)
We do not sell the insurance, so no spam calls or messages from salespeople (yay!).
We also offer heaps of cheeky discounts!
Too Long Didn’t Read: Factual information & quotes. No spam, no commissions, and no conflict of interest.
The ACCC has consistently heard consumers say comparing insurance is difficult and time consuming, and that they lacked confidence in comparing insurance and understanding exactly what was covered.
We are here to solve this problem.
We are a small, independently owned and operated Sunshine Coast family business
Our handcrafted comparison charts save you time & effort, whilst bringing clarity & peace of mind.
Results listed alphabetically.
Made by real life humans.
Insurances we compare:
HOME & CONTENTS
CONTENTS FOR STRATA
COMPREHENSIVE CAR
Everyone deserves the peace of mind that comes with knowing what you are actually paying for.
HEAPS OF DISCOUNTS
Word of Mouth · Families · Single parents · Students · Pensioners ·
Word of Mouth · Families · Single parents · Students · Pensioners ·
We offer 10% off for:
Word of mouth referrals
Families with kids under 5 yrs
Single parents with kids under 18 yrs
Students
Pensioners
At Fair Go Insurance Research, we are proud to empower our clients to:
feel confident about their choices
save time and effort
easily compare offerings in a side by side format
compare benefits which may be important to you, such as for pets, kids, Tools of Trade, trailers, caravans, pontoons, jetties and more
Need to
out your insurance?
Sometimes it’s hard to keep up with life’s maintenance.
Too tired after work to cook? Grab takeaway.
Can’t be bothered to go to the grocery store? Home delivery.
Don’t have time to deep clean? Hire a cleaner.
Rather not pull weeds on the weekend? Hire a gardener.
No time to clean the pool? Hire a pool cleaner.
Looking for a better way to compare home and car insurance?
Get in touch with us.
Ever feel like this? We do. Let us lighten your load!
We bring clarity to Aussies.
Our Vision
At Fair Go Insurance Research we value making the world a better place. Committed to sustainability, we run on solar and battery power.
We donate 1% profits to organisations making a difference.
Thriving communities are the foundation of Australia. By lifting up others, we lift us all.
If you’re still here, you must be kind of interested in this stuff.
Our founder Lindsey
Comparing insurance shouldn’t feel impossible.
Most websites sound the same: “award-winning,” “repairs guaranteed,” and show tick mark ‘yup this is covered,’ but none of that helps you understand what makes one different from the other.
You’re not alone if it feels overwhelming.
When Lindsey spoke to friends and family, many said they stuck with their current insurer because comparing options felt too hard. Others only checked one or two alternatives because it took too much time.
Real variation and impact.
Coverage and pricing can differ far more than you may think. One of our clients saved up to $12,250! Her renewal notice was over $19,000 for home insurance after it went up 25% from the previous year, without her claiming. Our founder, Lindsey, discovered this price difference firsthand when she made the chart to compare her own home insurance, with quotes that ranged from $1,785 to $8,430. Same house, very different prices and unexpected variations in cover. Similar thing happened when she made the car chart for her car, receiving quotes from $628 to $1,829. Different prices and some unexpected inclusions in coverage.
We’re here to make it easier.
Our comparison charts show detailed factual information on what each well known insurer says they cover, plus monthly and yearly quotes for each product, so you can clearly see the differences side by side and compare options without the stress. Make educated decisions easier and faster.
TLDR: We do the research, so you can easily compare and move on.
Testimonials
Oh, you’re still here?
You must really like reading!
Nothing against that, but we’re running out of things to say.
Maybe you’d like to get started on FGIR’ing out your insurance?
Take 2 minutes to fill out the Contact Us form below, you’ll automatically get sent an email with the form to fill out.
This is the important part! Fill it out- it automatically gets sent to us, then BAM YOU’RE DONE! You sit back and relax, we do the researching for you and send the results back to your email for you to view at your leisure. Just think of the time you will save by filling out boring forms in one place instead of many!
You’ll save time and effort.
You’ll gain clarity, peace of mind and confidence!
Contact Us Today
Check your email for next steps!
Just think of the time you will save by filling out boring forms in one place instead of many!
If you send us an email with any questions, we aim to reply as soon as possible, however sometimes we are chasing tiny humans around. We are usually tiny human free Monday, Tuesday & Wednesday from 8.30am-4.30pm which is when we do the bulk of responding and research.